Would you like to remove chargeoffs, judgements, or other bad credit From Your credit report?
Would you kike to raise your credit score 50,100, or Even 200 Points? How would you like to experience the feeling of being approved for a new car or home?You can stop suffering from the effects of bad credit! Bad Credit, such as chargeoffs, judgments, and other negative listings can be deleted and removed from your credit report!
The Fair Credit Reporting Act (FCRA) allows a consumer to challenge the information on his or her credit report on the basis of "completeness and accuracy." When a consumer files a dispute, the credit bureaus must contact the source of the credit information (the creditor) and confirm that the information is accurate, verifiable, and not obsolete.In some circumstances, the credit bureau is required to go beyond a simple verification of the creditor's own computer record. What most people don't know is that if, within 30 days, the credit bureau has not received verification from the creditor, then the credit bureau must promptly delete the credit listing.
STOP paying the HIGH COST of Bad Credit
If you are making payments on a car, you are probably paying between $5,000 and $9,000 more just for having bad credit. This added interest shows up every month in a higher payment.
The following chart illustrates this:
Bad credit in auto financing can really hurt, but it is nothing compared to the cost of bad credit when a home is involved. A typical home can cost between $50,000 and $130,000 more in interest if you are buying it with bad credit.
How YOU CAN Repair Your Credit
It is important to know the difference between legal and illegal techniques and how to best capitalize on the specific provisions of the laws that apply.
Lexington Law is one of a few good national law firms that specializes in credit report repair. They successfully deleted over 600,000 negative credit items last year alone, including:
- Charge Offs
- Judgements
- Late Payments
- Repossessions
- Collections
- Bankruptcy
- And More
Eighteen months ago I was unable to even get approved for a credit card. Just last week I purchased my first new car...what a GREAT FEELING!!! - Marlene H. I remember how embarrassing it was to be rejected for a car in front of my girlfriend. Now, we are shopping for our new home, with an A+ credit score I might add!!! - Doug M. I used to get several calls a day from banks and debt collectors. It was embarrassing to try to explain to my friends who were calling. I am so glad I decided to take action and repair my credit! - Joanna R. |
For additional articles and in depth discussion of Credit Repair, visit our other Wordpress Credit Repair Help Blog at http://homefinancial.org.
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